Chappell Hill Bank

Personal Banking Products & Services

IRAs & CDs

IRA Account
An Individual Retirement Account (IRA) allows individuals to save and invest for retirement.  IRA interest rates will vary depending on the amount and initial term of the IRA.


IRA Requirements

  • $1,000.00 minimum deposit to open
  • Yearly renewal (will be automatic unless notified otherwise)
  • Penalty for early withdrawal

IRA Benefits

  • Tax deferred savings
  • Pays a competitive rate
  • Interest compounded quarterly

Certificate of Deposit
A Certificate of Deposit (CD) is a great way to earn interest on your money and is one of the safest investments available today.  CD terms vary from 6 months to 5 years.  Interest rate will vary depending on dollar amount of the CD and the term.


CD Requirements

  • $1,000.00 minimum opening balance
  • A penalty may be imposed for early withdrawals

CD Benefits

  • Interest bearing account
  • Pays a competitive rate


For current CD and IRA interest rate information, please contact one of our bankers at 979-836-6070.

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