Chappell Hill Bank

Personal Banking Products & Services

Free Checking with Direct Deposits

Our Free Checking with Direct Deposit has no monthly service charge.  This is great for individuals who can opt for direct deposit with their employer.



  • $50.00 minimum opening balance
  • Direct deposit set up within thirty (30) days of account opening
  • At least one direct deposit per statement cycle  


  • Lower minimum balance to open
  • Funds available morning of direct deposit
  • Unlimited check writing
  • Monthly statements with images of checks and deposits


  • No service charge with direct deposit in place.
  • If direct deposit is cancelled or never set up, then the account will convert to a Regular Checking Account with the service charges associated with this account.
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