We are proud to support the growth of businesses in our community and beyond.  Our business clients range from restaurant owners to farmers, from machine shops to industrial manufacturers and more.  We offer business loans (including real estate and non-real estate loans), checking accounts, and other business Banking services to support your growing needs.

Chappell Hill Bank offers competitive rates on both secured and unsecured personal loans.

A personal loan can be used for a variety of reasons.  Personal loans are often used to help cover immediate expenses or fund an unexpected expense.

• A secured personal loanrequires the use of collateral.
• An unsecured personal loandoes not require the use of collateral.  Unsecured loans typically have a higher interest rate than a secured loan.

For consumer loans we work towards a 2-to-7-day turnaround from a completed credit application (includes supporting information).

Once the lender has received a completed application the credit underwriting will be completed. The turnaround times include completion of credit underwriting, credit approval, loan preparation, processing, closing and funding.

At Chappell Hill Bank, we understand the importance and pride in owning your own home.  We also understand that the home loan process can feel a bit overwhelming.  With Chappell Hill Bank, you can put your mind at ease.  Our experienced and knowledgeable lending staff will take you through the process step by step and in a hassle-free way.  Because our entire loan process happens in-house, we are proud to offer you exceptional service, every step of the way, even after you have closed on your home.

We offer competitive rates and several different loan products, in order to best meet your needs. Whether you are looking to purchase a new or existing home, the land to build your home on or want to refinance, we have a program to serve your needs.

• Fixed Rate Mortgages
• Adjustable Rate Mortgages – Loan is fixed for an initial period and adjusts after that initial fixed period.
• Mortgage Refinances – Refinancing can be a great way to obtain a better term, obtain a lower interest rate or lower your monthly payment.

For our conventional mortgage loans and business loans, we work towards a 45-day turnaround time from a completed credit application (includes completed supporting information).

Once the lender has received a completed application the credit underwriting will be completed. The turnaround times include completion of credit underwriting, credit approval, loan preparation, processing, closing and funding.

A home equity loan gives you the ability to take a loan on your home.  If you are looking to:

• remodel,
• pay medical expenses,
• pay for education, or
• take a vacation

The equity you have built in your home can be a significant borrowing tool and can be put to good use.  Just like a traditional mortgage loan, you’ll have a fixed monthly payment, with set terms.

We can help you finance your new or used auto.  We will customize the loan for you, with monthly payments that fit your budget.  We also offer car refinances, to help lower your monthly payment.

• Purchasing a new vehicle
• Auto refinance

For consumer loans we work towards a 2-to-7-day turnaround from a completed credit application (includes supporting information).

Once the lender has received a completed application the credit underwriting will be completed. The turnaround times include completion of credit underwriting, credit approval, loan preparation, processing, closing and funding.

Chappell Hill Bank also offers the following additional loan products:

As a traditional, rural, and independent Bank, Chappell Hill Bank is proud to offer farmers and ranchers in our community, loans that can help assist with their farming, ranching and agricultural needs.

Agricultural Production Loans – Agricultural financing is primarily used for the facilitation of crops, including for:

• Costs associated with raising and harvesting a crop, from start to finish, including water well and irrigation development.
• Operating Ranch or Farm

Farm & Ranch Loans – A farm & ranch loan can be used for a variety of purposes including:

• Purchasing farm land
• Purchasing farm equipment
• Improvements on a farm/ranch
• Purchasing livestock
• Water well & irrigation development