Chappell Hill Bank

Loans & Credit Products

Mortgage Loans

At Chappell Hill Bank, we understand the importance and pride in owning your own home.  We also understand that the home loan process can feel a bit overwhelming.  With Chappell Hill Bank, you can put your mind at ease.  Our experienced and knowledgeable lending staff will take you through the process step by step and in a hassle-free way.  Because our entire loan process happens in-house, we are proud to offer you exceptional service, every step of the way, even after you have closed on your home.


We offer competitive rates and several different loan products, in order to best meet your needs. Whether you are looking to purchase a new or existing home, the land to build your home on or want to refinance, we have a program to serve your needs.


Conventional Loan Products Include

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages – Loan is fixed for an initial period and adjusts after that initial fixed period.
  • Mortgage Refinances – Refinancing can be a great way to obtain a better term, obtain a lower interest rate or lower your monthly payment. 
For our conventional mortgage loans and business loans, we work towards a 30-to-45-day turnaround time from completed credit application (includes supporting information).
Once the lender has received a completed application the credit underwriting will be completed. The turnaround times include completion of credit underwriting, credit approval, loan preparation, processing, closing and funding.

All loans are subject to credit approval.
For current rates, to discuss your specific loan needs, or to request a credit application and what the required minimum information to complete an application is, please contact a member of our lending group at (979) 836-6070.
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