Mortgage Loans

At Chappell Hill Bank, we understand the importance and pride in owning your own home.  We also understand that the home loan process can feel a bit overwhelming.  With Chappell Hill Bank, you can put your mind at ease.  Our experienced and knowledgeable lending staff will take you through the process step by step and in a hassle-free way.  Because our entire loan process happens in-house, we are proud to offer you exceptional service, every step of the way, even after you have closed on your home.

We offer competitive rates and several different loan products, in order to best meet your needs. Whether you are looking to purchase a new or existing home, the land to build your home on or want to refinance, we have a program to serve your needs.

Conventional Loan Products Include

• Fixed Rate Mortgages – Fixed rates available up to 15 years.
• Adjustable Rate Mortgages – Loan is fixed for an initial period and adjusts after that initial fixed period.
• Mortgage Refinances – Refinancing can be a great way to obtain a better term, obtain a lower interest rate or lower your monthly payment. 

**For most conventional real estate loans, we are currently working with turn-around times of 30 days on average.  The 30-day turn time is from start to finish….credit approval, processing, underwriting and closing.** 

For current rates or to discuss your specific mortgage loan needs, please contact a member of our lending staff at 979-836-6070.