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Checking with Direct Deposit

Our Checking with Direct Deposit has no monthly service charge.  This is great for individuals who can opt for direct deposit with their employer.


  • Lower minimum balance to open
  • Funds available morning of direct deposit
  • Unlimited check writing
  • Monthly statements with images of checks and deposits
Regular Checking

Our regular checking account for everyday basic needs.


  • Unlimited check writing
  • Monthly statements with images of checks and deposits
Statement Savings Accounts

Our Savings Account allows your money to earn interest while still having easy access to deposits and withdrawals.


  • Earns interest
  • Unlimited deposits and deposited items
  • Quarterly statements provided
  • Limited withdrawals
  • No service charge for a minor’s savings account
Money Market Deposit Accounts

A Money Market account earns interest and offers limited check writing.


  • Earn interest with the limited check writing.
  • Monthly statements with images of checks and deposits
IRA Certificate of Deposit Account (IRA)

An Individual Retirement Account (IRA) allows individuals to save and invest for retirement.  IRA interest rates will vary depending on the amount and initial term of the IRA.

IRA Benefits:

  • Tax deferred savings
  • Pays a competitive rate
  • Interest compounded quarterly
  • Fee Schedule
Certificate of Deposit (CD)

A Certificate of Deposit is a way to earn interest on your money.  CD terms vary from 6 months to 5 years.  Interest rate will vary depending on dollar amount of the CD and the term.

 CD Benefits:

  • Interest bearing account
  • Pays a competitive rate
  • Fee Schedule
Interest Rates on Loans and Deposits

For current rates, to discuss your specific loan needs, or to request a credit application and what the required minimum information to complete an application is, please contact a member of our lending group at (979) 836-6070. For Deposit Rates please contact a New Accounts Representative at (979) 836-6070

Service Fee Schedule

Click here to view the Fee Schedule