Chappell Hill Bank


Chappell Hill Bank Core Values

Dismayed by the lack of reliable banks, Chappell Hill Bank was formed by liberty-minded Texans in Chappell Hill, Texas in 1907. Since its founding, the bank’s mission has been to not only protect a customer’s financial interests, but to honor their Constitutional rights, freedoms and privacy.

An important facet of the bank’s creation was its strategy of combining warm and friendly service with sound and solid assets. It was this conservative approach to offering people “a hand up” rather than “handouts” that first attracted farmers and ranchers over a hundred years ago, when the bank was known as Farmers State Bank. This deeper sense of purpose enabled the bank to become one of the few financial institutions west of the Mississippi to keep its doors open throughout the Great Depression.


Nestled between Houston and Austin and only ten miles from Brenham, the bank has been thriving long before the Federal Reserve or FDIC and has proudly prevailed through every recession and economic downturn for over a hundred years. Through the decades, when other banks couldn’t or wouldn’t take a chance on community needs like small business loans or badly-needed equipment for a volunteer fire department, it’s been Chappell Hill Bank that was in a position to quietly step up and deliver.


Today, Chappell Hill Bank continues its commitment to its customers in ways that have formed deep roots in Texas while attracting accounts from across America. For example, not long ago when the bank adopted a first-in-the-nation policy to honor a customer’s Second Amendment rights, the overwhelmingly positive reaction earned the bank national media attention and messages of support and encouragement from around the world. For over a century, Chappell Hill Bank has not only meant great rates and good old-fashioned courtesy, it’s also been a rallying cry for liberty-minded people everywhere.


The core values that attracted people in 1907 are still the cornerstone of Chappell Hill Bank today.

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